Figuring out how much your time is worth can help inform your day-to-day financial decisions. Learn what your time is worth here.
Are your adult children still relying on you financially? Here’s how to help them find independence.
Just because your kids have moved out of the house doesn’t mean they’re out of your financial life. Six out of 10 (61 percent) parents with at least one adult child over 18 said they provided them financial help, according to a Pew Research Center survey.
But, eventually, empty nesters face the delicate job of shifting the bill-paying burden to their grown children. Covering your kids’ cellphone bill, car payments, credit cards and other monthly costs can’t last forever. Doing away with those bills, if possible, is a budget-friendly move.
Learn how here.
When do retirees typically spend the most money (and what are they spending it on)?
How much you spend will have a big impact on how well you live in retirement, according to new research from J.P. Morgan.
Learn more here.
As refund checks arrive, many of us are making plans for the “extra” money. Some of us will be responsible, and others will blow the money and party like it’s 1999. What are you going to spend your refund on?
Click here to find out the 3 worst ways to spend your tax refund.
It’s not that I don’t want a really fancy car, it is just that there is something I want a bit more: financial freedom. Car payments are many times the #1 obstacle that causes the average family not to achieve financial stability. Spend some time thinking about your current car situation. Are your car purchases making your bank richer or you?
Here is a great read about “How Your Car Affects Your Financial Freedom.”
Many people dream of becoming rich but don’t have any idea how to make it happen. There’s no magic formula, but there are many steps you can take to gain an advantage. The secret to getting rich is simply doing what most people can’t.
Click here to learn Money Magazine’s boring secret to getting rich.
Arguments about money are by far the top predictor of divorce. It’s no secret that fighting about money puts a huge strain on a relationship. Money issues are so troublesome that people who say they’re experiencing stress in their relationship cite “finances” as the number one reason.
This may seem like a grim prognosis for married couples, but it doesn’t have to be. There are various steps that experts say couples can take to avoid letting money matters get the best of their marriage.
So whether you’re about to say “I do” or money problems have you thinking maybe “I don’t anymore” the following tips can help prevent money from destroying your relationship.
Click here to read more.
We’ve devised a little roadmap of goals that everyone can follow to make sure they are meeting the right financial goals for their age. Of course, you can accomplish any of these goals sooner, but this is a good general map of where you should be at any given age:
Learn more here.
No matter how much you earn you could be creating your own barriers to financial success without even knowing it. Here are 10 things you might be doing that are preventing you from achieving financial freedom.
Click here to read Money Magazine’s 10 Reasons You’ll Never Be Rich.
Ditch the makeup and hair products. Your budgeting skills might be the thing you should really show off on your next date. Money skills are more important than even good looks when seeking a mate!
In a recent survey about relationships and finances, MONEY found that both baby boomers and millennials agree on the three most attractive traits in a potential mate: a sense of humor, compassion, and—yes—financial responsibility. For both groups, those qualities all rank higher than physical chemistry, diligence, and even intellect.
Click here to find MONEY’s survey results on the most attractive traits.
ABOUT US
Horizons Wealth Management provides Fee-Only financial services customized to meet each client’s unique needs. The result is unbiased financial advice from professionals who are committed to acting as a fiduciary in a client-centered relationship. We analyze all aspects of your finances to design a roadmap to help you reach your financial goals and provide you with peace of mind.
OUR LOCATIONS
ASHEVILLE:
82 Patton Ave., Suite 206
Asheville, NC 28801
828.337.9395
GREENVILLE:
220 North Main Street, Suite 500
Greenville, SC 29601
864.516.7501