Fee-Only Financial Services

We help clients with a wide range of financial issues. With our comprehensive approach, you’ll find that we pay attention to a lot of aspects of your financial life that might be ignored by other financial planners. We take the time to understand each client’s unique needs; therefore, we are able to provide you with individualized financial strategies and solutions.

Based on what phase you are in with your financial planning, we’ll help you determine which of our services best match your needs. As an independent Fee-Only financial advisory firm, we have discretion as to how we charge for our services. This allows us to customize our fees to the level of financial service you actually need. There are no products to sell here, no commissions to be earned, no kickbacks, and no hidden fees.

Fee-Only Financial Services

Based on what phase you are in with your financial planning, we’ll help you determine which of our services best match your needs. As an independent Fee-Only financial advisory firm, we have discretion as to how we charge for our services. This allows us to customize our fees to the amount of financial service you actually need. There are no products to sell here, no commissions to be earned, no kickbacks, and no hidden fees.

Our Partnership Process

We follow a four-step process to address your specific goals and financial needs:

Discovery Call

We will use this 15 minute Discovery Call to ensure our services match your needs. If we are not a match we will make every effort to refer you to a firm or service that does. If we are a good fit, we will schedule an Initial Meeting.

To schedule a Discovery Call, click here.

Initial Meeting

We will meet face to face or virtually to get to know you better and make sure all your questions are answered about our services and the process. We will discuss your goals, overall needs, and plans. This meeting will act as the springboard into HWM completing a plan for you. After this meeting you will be provided a quote for the financial planning project.

Financial Planning

Whether it’s a Comprehensive Financial Plan or Investment Analysis, this step involves a deep dive into your financial situation. Over a number of weeks we will work with you to analyze and answer questions such as: Can our investment portfolio be improved? Can we save money on taxes? Are we on the right track? Can we make changes to improve the future outcome?

The “game plan” is presented to you by our team during a 1-3 hour meeting. This meeting provides the foundation on which we work for you in an ongoing advisor client relationship.

Implementation

At this stage we have together uncovered which of our services best matches your needs for our ongoing asset management: Wealth Management or Horizons Managed Portfolios. We will assist in the decision by reviewing pros and cons of each service. For HMP 50% of planning fee is credited back, and for Wealth Management 100% is credited back, both through future asset management fees. We prepare the documentation required to open, transfer, link and begin managing your investment portfolio.

Fee-Only Financial Services

Fee-Only Financial Services

Our Partnership Process

Discovery Call

Initial Meeting

Financial Planning

Implementation

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