Financial Blog

Find helpful resources on everything from relocating and learning a new tax code to how to plan for your retirement at Horizons Wealth Management. Check out our latest blog post for helpful tips and considerations no matter where you are on your financial journey.

What’s the biggest threat to a comfortable retirement? Ignorance. The decisions you make leading up to retirement, including how much to save, how to allocate your investments, when to take Social Security and how to anticipate your retirement expenses can make a big difference in your old age. And the decisions don’t stop on day […]

Becoming rich is nothing more than a matter of committing and sticking to a systematic savings and investment plan. If you want to get rich, start investing- and start as early as you possibly can. To illustrate the simplicity of building wealth over time, Bach created a chart detailing how much money you need to […]

If you want to be happy, but you’re having a tough time in life due to personal or financial issues, it’s important to take whatever steps possible — even small ones — to progress and grow. This best-selling author’s advice has been featured prominently in magazines, digital media and in national televised media. He travels […]

Housing prices are rising much more quickly than wages in the Asheville Area.  Experts agree this is negative, but they don’t know what the ultimate consequences will be. Learn More

Most millionaires aren’t driving Lamborghinis and eating caviar. They’re driving reliable used cars and eating mashed potatoes and meatloaf. Millionaires aren’t wealthy because they’re lucky. They’re wealthy because they follow simple money habits year after year. Click HERE to learn more about Dave Ramsey’s 6 Surprising Habits of Millionaires. 

Money is an emotional topic, but what’s really happening inside our brains when money comes up?  The answer, in short, is a whole lot!   A Harvard Business article explains what your brain looks like while thinking about money. Click below to read the 3 key takeaways.

How do we know when we have enough for retirement?  Given it’s National Save for Retirement Week, there’s no better time than now to take the mystery out of saving for retirement.  The objective is that when you arrive at the golden years and find that they are truly golden-  It’s called FINANCIAL FREEDOM.   And […]

If you’re like me, you recently drafted players for your Fantasy Football team. As you sat online with thousands of other fans and fanatics scattered nationwide, chatting about and nabbing the best running backs, quarterback and kickers for your imaginary team, you may feel you learn little about investing. Wrong call. Fantasy Football is a billion […]

The stock market has taken us for an emotional ride during the past couple of months, and you may be asking yourself if you should make changes to your investment portfolio.  While changing strategies can be a good idea, it’s better to base those decisions on analysis and in the context of your long-term investment […]

It’s not that I don’t want a really fancy car, it is just that there is something I want a bit more: financial freedom. Car payments are many times the #1 obstacle that causes the average family not to achieve financial stability. Spend some time thinking about your current car situation.  Are your car purchases making your […]